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Ditch Those Overdraft Fees for Good!

  • Writer: Angela Smith, MBA
    Angela Smith, MBA
  • Mar 19
  • 1 min read

Overdraft fees can be a real pain, right? One minute you're living your best life, and the next, you're slapped with a hefty fee because you accidently overspent. But fear not, friend! Here are a couple simple tips to help you avoid those pesky overdraft fees.

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Tip #1: Set Up Overdraft Protection - This one's a no-brainer! Most banks offer overdraft protection, which transfer funds from a linked account (like a savings account) to your checking account when you're at risk of overdrafting. It's like having a safety net for your finances.

Tip #2: Keep a Close Eye on Your Balance - This one's all about staying on top of your finances! Makes it a habit to regularly check your account balance, either online or through your bank's mobile app. This way, you'll always know how much you have in your account and can avoid overspending.

Tip #3: Stop All Automatic Payments - This one is very helpful if you are in a vicious cycle of having overdraft fees hitting your account regularly. Taking control of when payments come out, will help you get back on track.

Bonus Tip: Consider a Budgeting App - If you're really struggling to keep track of your finances, consider using a budgeting app, like EveryDollar. This app can help you stay on top of your spending, create a budget, and even set up alerts to let you know when you are at risk of overdrafting.

So, there you have it. By following these simple tips, you can say goodbye to those pesky overdraft fee and hello to a more stress-free financial life.

 
 
 

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